PAYE and SSNIT calculator
Enter a monthly salary to see the employee's PAYE, SSNIT and take-home pay, and what the employer pays on top. No sign-up needed.
Monthly pay
Transport, housing or other cash allowances
Only amounts the GRA treats as tax-free
Take-home pay each month
GHS 2,448.12
PAYE is 12.9% of gross pay
The employee's payslip
What it costs the employer
How the PAYE was worked out
| Band (yearly limits) | Rate | Monthly income in band | Monthly tax |
|---|---|---|---|
| First GHS 5,880 | 0% | GHS 490.00 | GHS 0.00 |
| Next GHS 1,320 | 5% | GHS 110.00 | GHS 5.50 |
| Next GHS 1,560 | 10% | GHS 130.00 | GHS 13.00 |
| Next GHS 38,000 | 17.5% | GHS 2,105.00 | GHS 368.38 |
For a resident employee, using the GRA tax bands and the same sums as SyncBooks payroll. Reliefs, bonuses, overtime and benefits in kind are not included here; SyncBooks payroll handles them.
Common questions
How is PAYE worked out in Ghana?
Employee SSNIT (5.5% of basic salary) is taken off first. The rest of the basic salary, plus allowances that are taxed, is taxable income. That income is taxed in bands: the first part is tax free and each band above it is taxed at a higher rate, up to 35%.
What are Tier 1 and Tier 2?
Together the employee (5.5%) and employer (13%) pay 18.5% of basic salary. 5% of basic goes to a licensed pension trustee (Tier 2). The other 13.5% goes to SSNIT (Tier 1).
Is SSNIT charged on allowances?
No. SSNIT is worked out on basic salary only. Allowances can still be taxed for PAYE.
Run payroll for the whole team in minutes
SyncBooks works out PAYE, SSNIT, reliefs, bonuses and overtime for every employee, makes the payslips and prepares the returns for the GRA and SSNIT.
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